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DSCR CALCULATOR

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This DSCR calculator is designed specifically for use with our Investor Cash-flow DSCR Loan.

Simply answer the questions below and let our DSCR calculator help you to make an informed investment decision and optimize your cash flow.

 

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EXPLORE DSCR LOAN FAQs

Our DSCR (Debt Service Coverage Ratio) calculator is a powerful tool designed for use with our Residential DSCR Programs, which are used for investment purposes and cash flow planning. By inputting key financial figures, the calculator quickly and accurately calculates the DSCR, which is a crucial metric for assessing the financial health of a real estate investment property. Use our DSCR calculator to make informed investment decisions and optimize your cash flow.

DSCR Calculator
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TRANSACTION SUMMARY
DSCR RATIO: 0.000

NEW FINANCED LOAN

Loan Amount: $0
Annual Monthly
PITIA Payments $0 $0

INCOME SUMMARY

Annual Monthly
Rental Income $0 $0

EXPENSE SUMMARY

Annual Expenses
Annual Monthly
P&I Payment $0 $0
Property Taxes $0 $0
Insurance $0 $0
HOA Dues $0 $0
Management Fees $0 $0
Total Expenses $0 $0

LOAN RESERVE REQUIREMENTS (Applies to purchase transactions only*)

3 months $0
6 months $0
* See loan originator for the reserve qualifications for your new loan.

This tool provides an estimate for informational purposes only and does not constitute a loan offer or guarantee. Actual mortgage qualification, interest rates, property taxes, insurance, and closing costs may vary based on lender guidelines, credit profile, loan type, and property details. Please consult a licensed mortgage professional for personalized loan options and exact figures.

© 2025 Unconventional Lending. All rights reserved. Unauthorized use prohibited.

Our DSCR (Debt Service Coverage Ratio) calculator is a powerful tool designed for use with our Residential DSCR Programs, which are used for investment purposes and cash flow planning. By inputting key financial figures, the calculator quickly and accurately calculates the DSCR, which is a crucial metric for assessing the financial health of a real estate investment property. Use our DSCR calculator to make informed investment decisions and optimize your cash flow.

←  Back to main DSCR Programs

🔑 COMPARE YOUR RESULTS TO ELIGIBILITY REQUIREMENTS

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👍   [RATIO: 1.00+] - POSITIVE Cash-flow. Ideal income targets are anything greater than 1.00. Eligible for both Purchase or Refinance DSCR transactions.


💸 [RATIO: 1.00] - NEUTRAL Cash-flow. Property breaks even each month. Eligible for both Purchase or Refinance DSCR transactions.


⚠️ [RATIO: 0.75 - 0.99] - NEGATIVE Cash-flow. Eligible on a case-by-case basis for Purchase transactions.  Ineligible for Refinance transactions.


🚫  [RATIO: < 0.75] - EXTREME NEGATIVE Cash-flow.   Ineligible.  Consider our No RATIO PRO or CreditQuick 50 Programs.

 

 

HAVE A QUESTION?

GET PRE-APPROVED FOR THIS PROGRAM TODAY »

CALL TODAY:
(813) 928-9610

Green Telephone Icon

HAVE A QUESTION? MESSAGE US TODAY  »

This is not a commitment to lend.  Not all borrowers will qualify for the loan programs listed.  All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.