Site Author

Our website founder and primary contributor is Derek Bissen, a licensed Mortgage Loan Originator with over 25 years of experience in the industry.

Derek is a residential lending expert known for his ability to work with borrowers who have substantial wealth and non-traditional lending needs. He is a creative loan structurer and specializes in portfolio lending, asset-based lending, bank statement lending, as well as traditional loans such as Conventional, FHA, VA, and first-time homebuyers.

Derek's expertise and depth of knowledge in the mortgage and financial services industry is unparalleled. He has worked in numerous facets of the lending process, including residential and commercial loan origination, loan processing, forensic loan analysis, post-closing analysis, portfolio acquisition, scratch & dent analysis, small business lending, and more.

He is a trusted advisor and a valuable financial asset to his clients, providing them with personalized loan solutions that meet their unique financial goals and needs.

Derek is committed to sharing his knowledge with others. He regularly provides valuable insights and advice to readers looking to navigate the complex world of mortgage lending. His articles are informative, engaging, and backed by years of hands-on experience.

He is a native of Tampa, FL and is professional saxophonist, marketing specialist, videographer, visual artist, Star Trek/ Sci-Fi fan, comic book collector and sports car enthusiast.

With his wealth of knowledge and dedication to his clients, he is the go-to source for all your mortgage lending needs. If you're looking for a reliable and trustworthy mortgage expert, contact Derek today to learn more about how he can help you achieve your financial goals.

Our Company

We are a full-service mortgage lending company, serving communities in 29 states for over 25 years. As industry experts, we understand the ever-changing mortgage financing industry and empower our partners to expand their footprint.

We offer both traditional loan programs as well as unconventional loan programs to serve a wide spectrum of lending needs. We are a direct Fannie Mae, Freddie Mac, FHA, VA and USDA Seller-Servicer, giving us the ability to lend on these traditional loan programs without credit overlays or other lending restrictions found with other lenders.

Unlike banks and credit unions, we specialize only in mortgage products, and our loan specialists have decades of combined experience, ensuring that our clients receive informed, patient, and eager assistance.

What sets us apart is our unique company culture, expertly trained staff, and years of industry experience. We take pride in offering professional and ethical advice to our clients, backed by our intricate knowledge of the industry.

Our core values of commitment, integrity, and transparency drive our dedication to serving our community.

With our in-depth knowledge, we efficiently adapt to industry changes, while consistently providing a best-in-class experience and a personalized mortgage experience. Choose us for the best financing options and an exceptional mortgage experience.