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Relationship Statement

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February 1, 2023

 

As of February 1, 2023, Fidelity Funding Mortgage has merged with American Bancshares Mortgage.  Joining forces with American Bancshares Mortgage makes us a stronger and more competitive lender in the marketplace.  

We continue to operate as Fidelity Funding Mortgage and remain at the same location(s) with the same great staff.  Everything about Fidelity Funding Mortgage remains the same.

Our new relationship allows us to offer additional benefits to our existing and future clients, including:

We are now a direct Fannie Mae and Freddie Mac seller. This enhanced level of financial sophistication allows us to lend without the burdensome credit restrictions / overlays found at many institutions.

FHA programs can now extend down to a 500 mid-FICO /credit score. (additional underwriting requirements may apply)  

We now offer the Hometown Heroes Program

We now offer several Down Payment Assistance Programs, including SHIP funds administered by local county agencies, the Florida Bond Program and the Chenoa Fund Program.

We will have enhanced access to manufactured home loan programs.

We now offer stand-alone second mortgages & HELOCS.

Additional state licenses - We can now assist applicants in 29 states:

When you apply through our website, you will be directed to American Bancshares' web portal, which is where your loan application is processed and prepared for approval.  For most transactions, your new home loan is closed in the name of American Bancshares Mortgage as the lender of record, unless another investor is used for a specific loan program or scenario, in which case, that investor provides all required loan disclosures.

We believe that trust begins with transparency. If you have any questions about our relationship, you may contact info@myabsm.com or call (305) 812-1501.

We look forward to serving you.