Relationship Statement

February 1, 2023

As of February 1, 2023, Fidelity Funding Mortgage has merged with American Bancshares Mortgage.  Joining forces with American Bancshares Mortgage makes us a stronger and more competitive lender in the marketplace.  

We continue to operate as Fidelity Funding Mortgage and remain at the same location(s) with the same great staff.  Everything about Fidelity Funding Mortgage remains the same.

Our new relationship allows us to offer additional benefits to our existing and future clients, including:

1. We are now a direct Fannie Mae and Freddie Mac seller. This enhanced level of financial sophistication allows us to lend without the burdensome credit restrictions / overlays found at many institutions.
2. FHA programs can now extend down to a 500 mid-FICO /credit score. (additional underwriting requirements may apply)  
3. We now offer the Hometown Heroes Program
4. We now offer several Down Payment Assistance Programs, including SHIP funds administered by local county agencies, the Florida Bond Program and the Chenoa Fund Program.
5. We will have enhanced access to manufactured home loan programs.
6. We now offer stand-alone second mortgages & HELOCS.
7. Additional state licenses - We can now assist applicants in 29 states: