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CREDITQUICK 50

LOW CREDIT Solution Designed for Real Estate Investors

🔥 #1 TOP NEW PROGRAM

Struggling with credit challenges but have strong equity? CreditQuick 50 is designed for real estate investors who need quick, hassle-free financing without strict credit restrictions. With LTV's up to 50% and FICO requirements as low as 550, this program offers a streamlined approval process to keep your investments moving forward.

 

Low Credit? No Problem. Approval based on equity, not just FICO scores.

No Title Seasoning Required. Refinance from Day 1.

Wide Range of Property Types. Covers residential, multifamily, and commercial investments.

Fast & Simple Closings. Designed for investors who need speed & flexibility.

 

🚀 Get the funding you need—without the traditional roadblocks.  Apply today!

←  Back to main DSCR Programs

 

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👉 KEY PROGRAM HIGHLIGHTS:

 

Ideal for Real Estate Investors looking for an easier way to finance rental properties, without the hard money interest rates and terms.

 

  • Investment Homes Only - Owner cannot occupy any part of the property

  • 🚀 Fast Turn-around time: Average closing timeframe is 3-6 weeks.

  • 🔥 MINIMUM FICO to Qualify: 550*

  • MAXIMUM LTV: 50%

  • MINIMUM LOAN AMOUNT:  $100,000
  • MAXIMUM LOAN AMOUNT: $5 Million
  • 💵 CASH-OUT: Take Cash-Out for property improvements, investment purposes, or other business opportunities.

  • No Tax Returns or Personal Income needed to qualify

  • ✅ NO DSCR RATIO: No DSCR Ratio Formulation Used to Qualify. This means less risk and hassle, and can also helpful for properties that currently lack sufficient cash-flow to qualify for a traditional DSCR program.  
  • ELIGIBLE PROPERTIES: 1 Unit | 2-4 Unit |  5-9+ Unit | Mixed-Use  |  Office | Retail | Warehouse | Self-Storage | Automotive

  • Appraisal - for residential properties, a standard residential appraisal report with Market Rental Analysis.  Other property types require appropriate appraisal reports.

  • Foreign National Investors accepted.

 

 

* 🚫 Not a rescue / bailout loan: We finance PURCHASES of distressed properties; but we do not REFINANCE distressed properties.

 

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WHAT WOULD YOU LIKE TO DO?

SELECT:

PURCHASE
A PROPERTY  

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REFINANCE
A PROPERTY  

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This is not a commitment to lend.  Not all borrowers will qualify for the loan programs listed.  All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.