MENU
/mortgagemarvel/Apply_Button_House_Smile_Circle.png)
GET PRE-APPROVED FOR THIS PROGRAM TODAY »
/mortgagemarvel/Message_Icon.png){kind=icon}
HAVE A QUESTION? MESSAGE US TODAY »
CALL TODAY:
(813) 928-9610
/mortgagemarvel/Vault_Button.png)
HEROES RESOURCE VAULT
Forms and Other Resources
/mortgagemarvel/HTH_Diamond_Back.png)
« Return to the Hometown Heroes HQ Page
GET PRE-APPROVED FOR THIS PROGRAM TODAY »
HAVE A QUESTION? MESSAGE US TODAY »
HEROES RESOURCE VAULT
Forms and Other Resources
« Return to the Hometown Heroes HQ Page
🔗 QUICK LINKS: 🔗
You can use the following link to register for a course. When completed, please provide the certificate of completion to your loan processor or loan originator.
GET HOMEBUYER EDUCATION NOW »
When completed, please provide the certificate of completion to your loan processor or loan originator.
DOWNLOAD CERTIFICATION FORM »
/mortgagemarvel/Checklist_Icon.jpeg){kind=icon}
Part of having a smooth lending experience is getting a head start on gathering your financial documents.
Click to download a free document checklist and get these documents together in one place.
DOWNLOAD DOCUMENT CHECKLIST »
VETERANS & ACTIVE-DUTY SERVICE MEMBERS USE THIS LIST:
/mortgagemarvel/FloridaHomeLendingLogo2.png)
To qualify for the Florida Hometown Heroes Program, the total income for all applicants must be at or below the maximum limit for the county where your new home is located.
/mortgagemarvel/USAbutton.png)
NOTE: VETERANS & ACTIVE DUTY SERVICE MEMBERS ARE EXEMPT FROM THE INCOME LIMIT REQUIREMENT.
How much down assistance can you receive? Use these calculators to help determine how much down payment assistance you may receive under the Florida Hometown Heroes Program. These calculators are for educational and budgetary purposes only.
Contact your loan originator for specific details, questions, and scenarios.
Not sure which program is right for you? Your loan originator can help you determine the best loan program for your needs and goals. We're here to help!
OTHER RESOURCES:
/mortgagemarvel/images/Derek_Bissen_Unconventional_Lending_nonQm_Portfolio_Lender_Florida_Tampa_Orlando_Miami_Fort_Lauderdale_2024.png)
DEREK BISSEN
NMLS# 365627
MORTGAGE LOAN ORIGINATOR
FLORIDA HOMETOWN HEROES PROGRAM EXPERT
/mortgagemarvel/EHL_Logo.png){kind=logo}
MEET YOUR LOAN ORIGINATOR
A Tampa native, Derek has been banking and financing for over 25 years. Derek's expertise and depth of knowledge in the mortgage and financial services industry is unparalleled. He is a creative loan structurer and specializes in working with homebuyers of all experience levels.
He is also professional saxophonist, marketing specialist, videographer, visual artist, Star Trek/ Sci-Fi fan, comic book collector and sports car enthusiast.
If you're looking for a reliable and trustworthy mortgage expert, contact Derek today to learn more about how he can help you achieve your financial goals.
OTHER LINKS:
/mortgagemarvel/Oranges-2.png)
FLORIDA BUSINESS OWNERS & HUMAN RESOURCE SPECIALISTS: Employee homeownership lowers attrition and boosts employee pride in their communities and workplace. Book a seminar today with your staff, and let us show your employees how to become a homeowner with little or no money down.
/mortgagemarvel/Fix_and_Flip_Icon.png){kind=icon}
RESIDENTIAL BUILDERS IN FLORIDA: Increase your pool of eligible buyers by offering them the ability to close with little or no money down
/mortgagemarvel/Teamwork_Button_Circle.png)
REALTORS – Start selling more homes today! We host lunch and learn seminars to help you understand this powerful program!
This is not a commitment to lend. Not all borrowers will qualify for the loan programs listed. All program terms and conditions are subject to change and may be discontinued without prior notice. Contact loan originator for program questions and scenarios.
/mortgagemarvel/HTHDiamond.png)
/mortgagemarvel/Brain_FAQ_Button_Circle.png)