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(813) 928-9610

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1.

HOMEBUYER EDUCATION

HOMEBUYER EDUCATION COURSE

The Zero Down Program requires at least one applicant to complete a Homebuyer Education course.

You can use the following link to register for your FREE course.

 

When completed, please provide the certificate of completion to your loan processor or loan originator.

GET HOMEBUYER EDUCATION NOW »

2.

DOCUMENT CHECKLIST

BE PREPARED!

Part of having a smooth lending experience is getting a head start on gathering your financial documents.

Click to download a free document checklist and get these documents together in one place.

3.

LOAN SIZE LIMITS

LOAN SIZE LIMITS

The Zero Down Program uses a standard FHA Home Loan for the primary mortgage.  

All FHA mortgages have loan amount size limits that change annually, and are set according to county by FHA.

Use this button to access the most current FHA loan size limits for your county!

3.

DOWN PAYMENT ASSISTANCE CALCULATORS

How much down assistance can you receive?  Use these calculators to help determine how much down payment assistance you may receive under the Florida Hometown Heroes Program. These calculators are for educational and budgetary purposes only.  

Contact your loan originator for specific details, questions, and scenarios.

Not sure which program is right for you? Your loan originator can help you determine the best loan program for your needs and goals.  We're here to help!

DEREK  BISSEN

NMLS# 365627

MORTGAGE LOAN ORIGINATOR

FLORIDA HOMETOWN HEROES PROGRAM EXPERT

MEET YOUR LOAN ORIGINATOR

A Tampa native, Derek has been banking and financing for over 25 years. Derek's expertise and depth of knowledge in the mortgage and financial services industry is unparalleled. He is a creative loan structurer and specializes in working with homebuyers of all experience levels.

He is also professional saxophonist, marketing specialist, videographer, visual artist, Star Trek/ Sci-Fi fan, comic book collector and sports car enthusiast.

 

If you're looking for a reliable and trustworthy mortgage expert, contact Derek today to learn more about how he can help you achieve your financial goals.

This is not a commitment to lend.  Not all borrowers will qualify for the loan programs listed.  All program terms and conditions are subject to change and may be discontinued without prior notice.  Contact loan originator for program questions and scenarios.