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UNCONVENTIONAL LOAN PROGRAM FINDER

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PRESTO!  HERE ARE YOUR RESULTS:

Click on the program name icon to learn more about a specific program:

PROGRAM NAME

MINIMUM DOWN PAYMENT

IDEAL CANDIDATE

ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

MAX LOAN SIZE

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MINIMUM DOWN PAYMENT

IDEAL CANDIDATE

PROGRAM NAME

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ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

MAX LOAN SIZE

10%

Designed especially for 1099 employees working for the same employer for at least 2 years or longer.

We can use 100% of the 1099 income with a letter from the employer stating that the applicant has no job-related expenses.

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(Warrantable and Non-Warrantable)

Condotels on a case-by-case basis

1099 Documentation.

Employer verification

Tax Returns NOT USED

$100,000 - $3MM

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(Warrantable and Non-Warrantable)

Condotels on a case-by-case basis

Full and Alt Documentation.

Blended, based on tax returns, supporting verification, assets

$100,000 - $3MM

10% - 30%

Designed for applicants with out-of-the box scenarios, recent major credit events such as bankruptcy, foreclosure, short sale and deed-in-lieu of foreclosure,

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(Warrantable and Non-Warrantable)

Condotel

Full-Documentation.

Blended, based on tax returns, supporting verification, assets

Our own Portfolio Program. Designed for a wide variety of scenarios.  Flexible with credit scores., income calculation, property types, self-employed.

$100,000 - $3MM

20%

ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

IDEAL CANDIDATE

MAX LOAN SIZE

MINIMUM DOWN PAYMENT

PROGRAM NAME

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AVAILABLE UNCONVENTIONAL LOAN PROGRAMS

WAIT! HERE ARE EVEN MORE OPTIONS!  

HERE ARE YOUR "TRADITIONAL" HOME LOAN PROGRAM RESULTS:

Sometimes an Unconventional Loan Program isn't your only option. If you're not sure, or if you'd like to explore all of your options, just ask one of our licensed Unconventional Home Loan Originators.  We offer both traditional and non-traditional loan solutions to fit almost any need.

AVAILABLE "TRADITIONAL" LOAN PROGRAMS

MINIMUM DOWN PAYMENT

ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

IDEAL CANDIDATE

PROGRAM NAME

MAX LOAN SIZE

ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

IDEAL CANDIDATE

MAX LOAN SIZE

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PROGRAM NAME

MINIMUM DOWN PAYMENT

IDEAL CANDIDATE

PROGRAM NAME

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ELIGIBLE PROPERTY TYPES

INCOME QUALIFICATION METHOD

MAX LOAN SIZE

MINIMUM DOWN PAYMENT

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(Warrantable only)

Full  Documentation.

Based on tax returns, supporting verification, assets

3%

Average homebuyers with average needs.

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(if FHA-approved)

Full  Documentation.

Based on tax returns, supporting verification, assets

$100,000 - $524,225

3.5%

Average homebuyers &First Time Homebuyers

Single Family

Townhome / Villa

2-4 Unit Multi-Family

Condos

(if VA-approved)

Full  Documentation.

Based on tax returns, supporting verification, assets

$100,000 - No Upper Limit established, as long as the Veteran qualifies.

0%

Qualifying Veterans of the US Armed Services

$100,000 - $806,500*

 

* for single family homes. Higher loan amounts for certain regions, and for multi-family homes.

See our Conventional Loan resource page for most current info.

OTHER OPTIONS

CALL US:

Want to talk to a licensed Unconventional Lending specialist?   Call us today to review your scenario and have all of your questions answered.


Hours of operation: M-F 9AM – 7PM EST

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SEND US A MESSAGE:

If you're online and have a question, but you're not quite ready to start a full loan application, simply drop us a line to describe your scenario and a licensed Unconventional Loan Originator will get right back with you.

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