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PROGRAM NAME
MINIMUM DOWN PAYMENT
IDEAL CANDIDATE
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
MAX LOAN SIZE
MINIMUM DOWN PAYMENT
IDEAL CANDIDATE
PROGRAM NAME
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
MAX LOAN SIZE
10%
Designed especially for 1099 employees working for the same employer for at least 2 years or longer.
We can use 100% of the 1099 income with a letter from the employer stating that the applicant has no job-related expenses.
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(Warrantable and Non-Warrantable)
Condotels on a case-by-case basis
1099 Documentation.
Employer verification
Tax Returns NOT USED
$100,000 - $3MM
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(Warrantable and Non-Warrantable)
Condotels on a case-by-case basis
Full and Alt Documentation.
Blended, based on tax returns, supporting verification, assets
$100,000 - $3MM
10% - 30%
Designed for applicants with out-of-the box scenarios, recent major credit events such as bankruptcy, foreclosure, short sale and deed-in-lieu of foreclosure,
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(Warrantable and Non-Warrantable)
Condotel
Full-Documentation.
Blended, based on tax returns, supporting verification, assets
Our own Portfolio Program. Designed for a wide variety of scenarios. Flexible with credit scores., income calculation, property types, self-employed.
$100,000 - $3MM
20%
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
IDEAL CANDIDATE
MAX LOAN SIZE
MINIMUM DOWN PAYMENT
PROGRAM NAME
MINIMUM DOWN PAYMENT
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
IDEAL CANDIDATE
PROGRAM NAME
MAX LOAN SIZE
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
IDEAL CANDIDATE
MAX LOAN SIZE
PROGRAM NAME
MINIMUM DOWN PAYMENT
IDEAL CANDIDATE
PROGRAM NAME
ELIGIBLE PROPERTY TYPES
INCOME QUALIFICATION METHOD
MAX LOAN SIZE
MINIMUM DOWN PAYMENT
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(Warrantable only)
Full Documentation.
Based on tax returns, supporting verification, assets
3%
Average homebuyers with average needs.
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(if FHA-approved)
Full Documentation.
Based on tax returns, supporting verification, assets
$100,000 - $524,225
3.5%
Average homebuyers &First Time Homebuyers
Single Family
Townhome / Villa
2-4 Unit Multi-Family
Condos
(if VA-approved)
Full Documentation.
Based on tax returns, supporting verification, assets
$100,000 - No Upper Limit established, as long as the Veteran qualifies.
0%
Qualifying Veterans of the US Armed Services
$100,000 - $806,500*
* for single family homes. Higher loan amounts for certain regions, and for multi-family homes.
See our Conventional Loan resource page for most current info.
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