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​Meet the New and Improved Florida Hometown Heroes Program

Derek Bissen, June 23 2023

​The Florida Hometown Heroes Down Payment Assistance Program has been one of the most popular​ and successful​ programs here in the state of Florida for the past several years. The program has undergone an exciting expansion in 2023, and this article, we'll be introducing you to the new and improved Florida Hometown Heroes

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​How Cannabis Professionals Can Secure a Mortgage: A Guide to Home Loan Options

Derek Bissen, April 16 2023

We understand the difficulties Cannabis professionals face in securing mortgages. Despite the legalization of Cannabis / Marijuana in many states, banks and mortgage lenders often still deny mortgage applications from Cannabis industry professionals due to their income source. We’re here to help. Our team has created a path to homeownership for...

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Breaking Barriers: How Cannabis Industry Workers can Overcome Mortgage Loan Denials.

Derek Bissen, April 16 2023

​It's a frustrating reality for many cannabis industry workers: despite holding down steady jobs and earning good incomes, they find it difficult or even impossible to secure mortgage loans. Why is this happening? Why do mortgage lenders deny home loans to cannabis industry workers and Cannabis business

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The 1099 Income Program - a Mortgage Program Designed for Independent Contractors and 1099 Wage-Earners

Derek Bissen, April 4 2023

Are you an independent contract or wage earner making 1099 Income? Have you been in business or working for the same employer for at least two years? And have you been denied for a mortgage simply because you “didn’t show enough income” on your tax returns? It just isn't fair. You work hard—and you deserve to buy a home just like everyone

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​Empower Your Homeownership Dreams: Bank Statement Loans for Self-Employed Approval.

Derek Bissen, April 3 2023

Are you self-employed? Have you been in business for at least two years? And have you been denied for a mortgage simply because you “didn’t show enough income” on your tax returns?  It just isn't fair. You work hard—and you deserve to buy a home just like everyone else. Unfortunately, many banks routinely deny home loans to perfectly...

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​​Profit and Loss Statement Loan Program - Unlocking Mortgage Approval for a Wide variety of Business Owners

Derek Bissen, March 24 2023

​Are you self-employed? And have been denied for a mortgage simply because you “didn’t show enough income” on your tax returns? You work hard—and you deserve to buy a home, just like everyone else. And yet, the sad fact is that many banks routinely deny home loans to perfectly well-qualified applicants, just because of your tax returns. If you’re...

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​DSCR Loans – The Investor Cash Flow Loan

Derek Bissen, March 13 2023

​Attention real estate investors! Are you tired of the hassle and piles of paperwork associated with traditional bank loans or the high-interest rates of hard money loans? Look no further than our DSCR - Investor Cash Flow Mortgage Program! Unlike traditional loans, no tax returns or personal income are required, and there are no complex...

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Financial Tips After Divorce In The State Of Florida

Derek Bissen, December 13 2022

Now that your divorce is finalized, here are a few tips that will help you get on top of financial matters so you can have a fresh start and peace of mind. It is difficult to overstate how important this is, but you should make it a habit of keeping digital copies of both your divorce decree and the marital settlement agreement (MSA) together...

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New Conventional and FHA Loan Size Limits for 2023

Derek Bissen, November 30 2022

Each year, The Federal Housing Finance Administration (FHFA) convenes to discuss the status of growth of the Real estate market over the most recent year. And if sales prices have increased, then they make adjustments to the maximum loan amounts for Conventional mortgages. This is done to ensure that Conventional mortgage loan programs are...

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​Part Time Second Home - A Great Way To Buy A Vacation Home While Earning Income

Derek Bissen, July 7 2022

​Have you considered buying a second house in Florida, but aren't quite ready to take that financial leap? Here is an idea that's perfect for first-time real estate investors:   A PART TIME SECOND HOME. Using our PRIVATE CLIENT PORTFOLIO PROGRAM, you can finance the home as a PART-TIME SECOND HOME. Doing it this way, you get to use the property...

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